FREQUENTLY ASKED QUESTIONS
Car Title Loans San Bernardino answers our customers’ frequently asked questions. If your question is not listed here, give us a call at (909) 907-8750 so we can answer any questions or concerns you may have about the loan process.
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Who are we?
Car Title Loans San Bernardino is a loan company whose first priority will always be our customer’s satisfaction. Our service provides aid to those who are in need of a loan but have been turned away by larger financial institutions. We specialize in car title loans, which make our loans accessible and easy for those who are marginalized and forgotten. Those who are unable to get a loan elsewhere can come to us and rely on our support. We’re happy to give a hand to our community and help them in their difficult times.
What is a car title loan?
A car title loan, also known as an auto title loan or a pink slip loan, is a loan that is taken against the car’s equity value. Our company arranges a lien on your automobile while you continue to drive it. Once your loan is paid in full, we’ll return your title to you.
How Does Someone Qualify?
- Vehicle requires a wholesale minimum value of $2500.00.
- Vehicle must be newer than 1999.
- Loan applicant has to be at least 18 years old.
What is Needed to Apply for a Car Title Loan?
- Vehicle Title (Proof of Ownership)
- Proof Income and Residency
- Driver’s License or Identification
- Proof of Insurance and vehicle registration
How Much Money Can I Get?
The amount you can get for your loan will be based on the market value of your car. Factors such as make, model, year, and mileage will determine its worth. You’ll be guaranteed a loan of at least $2,500! We could also give you a quick estimate over the telephone when you call in at (909) 907-8750.
What About Low Credit Scores or Bankruptcy?
If you were to go to a typical bank or a bigger financial institution, it would be difficult to convince them to lend you what you need. However, the great thing about Car Title Loans Oakland is that you don’t need to worry about being turned down. Even if you have bad credit or have a difficult financial history, we don’t disqualify you from getting a loan. Your eligibility will be based solely off of your car’s equity value. We’re proud to be able to give a helping hand to those in need.
How Long Is the Loan Period?
Your loan term will depend on you. The great benefit to taking out a loan with Car Title Loans San Bernardino is that we amortize your loan for you. This means we can break up your loan into comfortable monthly installments over a period of time, which can be anywhere from a year to three years depending on your plan. We’ll help you plan out the best way for you to pay off your loan in a safe, secure, and comfortable manner.
Do I get to keep my car?
Yes. We encourage you to keep your car even as you are paying off your loan. Car Title Loans San Bernardino believes in the importance of keeping your vehicle. Not only does your vehicle give you the freedom to travel where you need to go, but it serves as a valuable resources to help you get out of your financial pit.
How Long Does the Loan Approval Take?
Do I Need to Have Any Additional Collateral?
What Do I Do If I Can’t Make My Payments?
Don’t panic. If you’re unable to make your payments, give us a call at (909) 907-8750 and we’ll help you create a flexible payment plan to fix the issue.
Can I Pay Off the Loan Early?
Of course, if you happen to pay off early you save more money! If you take a loan out intended for 365 days, yet repay it within the 6th month, it will save you the interest repayments with the other 6 months. So yes, you won’t have to pay any penalties for paying off your loan early.
Are The Due Dates Modifiable?
If you’re worried about not making your payments on time, give us a call (909) 907-8750 to ask an extension. We’ll work with you to make it easy for you.
Could I Repay My Own Loan Entirely?
To pay the whole loan, give us a call at (909) 907-8750 so that you can ask about a loan pay off. You’re able to pay your car title loan at full at any time. Car Title Loans San Bernardino is not going to penalize individuals regarding early payments. We will prorate an individual’s payment portion for remainder terms.
Is My Personal Data Confidential?
Yes, we take your data and privacy very seriously and take the utmost care to keep it private and secure.
Get started on your loan today! Call 909-907-8750!
Get in touch and we’ll walk you through the rest.